Who We Serve
At VELT insurance agency, we partner with business owners who value clarity, protection, and growth. Whether you're launching your first venture or scaling a multi-location operation, we understand that no two businesses face the same risks and cookie-cutter coverage won’t cut it.
From customer liability and employee protection to cyber exposure and property loss, we design insurance strategies that are proactive, not reactive. We take the time to understand your operations, identify vulnerabilities, and deliver coverage that keeps your business moving forward not buried in claims, lawsuits, or red tape.
We work with traditional brick-and-mortar companies, modern service providers, and everything in between. If you're building something worth protecting, VELT is built for you.
Business Owners
Construction & Skilled Trades
At VELT , we know that tradespeople and contractors don’t just build projects, they build livelihoods, reputations, and legacies. Whether you're running crews on large-scale developments or managing projects solo, the risks on-site are real and constant.
We provide strategic coverage built around your trade, license class, and scope of work from liability and tools to course-of-construction and contract requirements. More than just meeting state or client mandates, we help you safeguard what you’ve worked hard to earn, so you can stay focused on the job and sleep well at night.
Real Estate Professionals
Whether you’re acquiring your first rental or managing a nationwide portfolio, the risks tied to real estate can shift as fast as the market. At VELT, we provide specialized coverage that moves with your properties and the people connected to them.
From investment holds and fix-and-flips to tenant-occupied buildings and development projects, we understand the unique exposures at every stage of real estate ownership and management. Our solutions are built to protect income, assets, and operations, no matter how simple or sophisticated your holdings may be.
High-Risk & Specialty Accounts
Some risks don’t fit in a box and that’s exactly where we step in. At VELT Group, we work with complex, distressed, or previously declined accounts that require creative solutions and access to the surplus lines market.
Whether it's a wildfire-zone home, vacant commercial property, high MOD workers comp, or a startup in a niche industry, we know how to navigate around red tape and underwriting roadblocks. These aren’t just policies, they’re placements that demand expertise, persistence, and the right partners.
Professionals & Consultants
When your business is built on expertise, trust is everything. At VELT, we provide liability coverage that safeguards your reputation, protects your advice, and secures your work — whether you're guiding clients, managing data, or delivering creative solutions.
From solo consultants to growing firms, we understand the unique risks that come with intellectual services, remote work, and digital operations. Whether it’s a contract dispute, data breach, or alleged error, we help you stay protected and focused on what you do best.
Individuals & Families
Your personal assets deserve the same level of attention as your business. At VELT, we offer smart, tailored protection for the things that matter most — your home, vehicles, valuables, and long-term security.
From everyday coverage to specialty policies, we make it easy to protect your lifestyle with clarity and confidence. Whether you're safeguarding a growing family, insuring a second home, or securing your legacy, we’ve got you covered with solutions that evolve as life does.
