CONSTRUCTION &
REAL ESTATE
Builders Risk & Course of Construction
Protects structures under construction from fire, theft, vandalism, and weather-related losses. It’s essential for owners, contractors, or developers managing ground-up or renovation projects.
Artisan Trades
Tailored insurance for specialty contractors working in high-exposure environments. Includes general liability, inland marine, and completed operations coverage.
Equipment & Tool Coverage
Protects mobile equipment, power tools, and job site gear from loss, theft, or damage. Especially important for subcontractors and field-based crews.
Real Estate Investor & Landlord
Protects income properties, liability, and loss of rent for single and multi-family units. Ideal for flippers, landlords, and buy-and-hold investors building rental portfolios.
Commercial Property
Protects buildings and business property like signage, equipment, and tenant improvements. Covers damage from fire, theft, vandalism, and some natural disasters.
General Liability & Excess Liability
Provides foundational protection against third-party bodily injury, property damage, and lawsuits.
Excess liability extends those limits for larger projects or risk-sensitive operations.
Real Estate Flip & Hold
Flexible coverage options for properties under renovation or held for long-term rental income.
Includes liability, vacancy, and builder’s risk options as needed.
Vacant Property
Covers unoccupied buildings or homes between tenants, during renovations, or awaiting sale. Standard policies exclude vacancy, this fills the gap.
Tenant Occupied & Rental Portfolios
Protects multiple units or properties under a single policy for landlords and property managers. Can include loss of rent, liability, and physical damage coverage.
Already Have Coverage?
We offer free, no-pressure policy reviews. Whether your business is growing or your risk has changed, we’ll help you evaluate what you have and identify what you might be missing.