About Us

At VELT Insurance Agency, we bridge the gap between everyday coverage and complex risk.

We’re a modern, independent brokerage built to handle both standard insurance needs and hard-to-place accounts — from high-mod workers comp and wildfire-prone properties to niche operations and fast-growing startups. Backed by wholesale access and surplus line markets, we find solutions where others stall.

Whether you're a business owner scaling operations, a landlord managing a unique portfolio, or a founder building outside the box, we deliver clarity, coverage, and confidence every step of the way.

At VELT, it's more than insurance — it's strategic protection built for real life.

Risk Managed. Legacy Secured.

SMART PROTECTION FOR REAL-WORLD RISK

  • Commercial Coverage

    Commercial Coverage

    General Liability

    Commercial Property

    Workers’ Compensation

    Business Owner Policies (BOP)

    Commercial Auto & Fleet

    Professional Liability (E&O)

    Directors & Officers (D&O)

    Employment Practices Liability (EPLI)

    Cyber Liability

    Commercial Umbrella

    Excess Liability

  • Specialty Risk

    Bar & Hospitality Insurance

    Coastal or Wildfire Zone Properties

    Lapsed, Non-Renewed, or Canceled Policies

    High MOD Workers' Comp

    High-Value Homes with Unique Risk

    Vacant Commercial Buildings

    Cannabis & Regulated Industries

    Unusual or Niche Manufacturing

    Excess & Surplus Lines Access

    International or Hard-to-Place Operations

  • Construction & Real Estate

    Builder’s Risk

    Artisan Trades

    Real Estate Investor & Landlord

    Commercial Property Insurance

    Real Estate Investors

    Vacant Property Coverage

    Tenant-Occupied & Rental Portfolios

    Property Managers & Developers

    General Liability

    Short Term Rentals

    Equipment & Tool Coverage

  • Personal Lines

    Homeowners Insurance

    Renters Insurance

    Condo Insurance

    Auto Insurance

    Motorcycle Insurance

    Umbrella Liability

    Vacation & Secondary Home

VELT was built out of a simple idea, that complex risks deserve smarter solutions. We saw a gap in the market where too many businesses were underserved by generic policies and limited market access. So we created a brokerage designed to go deeper, think sharper, and protect what others overlook.”

- Benny Bontempo, Founder