

About Us
At VELT Insurance Agency, we bridge the gap between everyday coverage and complex risk.
We’re a modern, independent brokerage built to handle both standard insurance needs and hard-to-place accounts — from high-mod workers comp and wildfire-prone properties to niche operations and fast-growing startups. Backed by wholesale access and surplus line markets, we find solutions where others stall.
Whether you're a business owner scaling operations, a landlord managing a unique portfolio, or a founder building outside the box, we deliver clarity, coverage, and confidence every step of the way.
At VELT, it's more than insurance — it's strategic protection built for real life.
Risk Managed. Legacy Secured.

SMART PROTECTION FOR REAL-WORLD RISK

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Commercial Coverage
Commercial Coverage
General Liability
Commercial Property
Workers’ Compensation
Business Owner Policies (BOP)
Commercial Auto & Fleet
Professional Liability (E&O)
Directors & Officers (D&O)
Employment Practices Liability (EPLI)
Cyber Liability
Commercial Umbrella
Excess Liability
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Specialty Risk
Bar & Hospitality Insurance
Coastal or Wildfire Zone Properties
Lapsed, Non-Renewed, or Canceled Policies
High MOD Workers' Comp
High-Value Homes with Unique Risk
Vacant Commercial Buildings
Cannabis & Regulated Industries
Unusual or Niche Manufacturing
Excess & Surplus Lines Access
International or Hard-to-Place Operations
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Construction & Real Estate
Builder’s Risk
Artisan Trades
Real Estate Investor & Landlord
Commercial Property Insurance
Real Estate Investors
Vacant Property Coverage
Tenant-Occupied & Rental Portfolios
Property Managers & Developers
General Liability
Short Term Rentals
Equipment & Tool Coverage
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Personal Lines
Homeowners Insurance
Renters Insurance
Condo Insurance
Auto Insurance
Motorcycle Insurance
Umbrella Liability
Vacation & Secondary Home

“VELT was built out of a simple idea, that complex risks deserve smarter solutions. We saw a gap in the market where too many businesses were underserved by generic policies and limited market access. So we created a brokerage designed to go deeper, think sharper, and protect what others overlook.”
- Benny Bontempo, Founder